Real ChatGPT answer · index seedJXNF1kOTgMscompleteAutomotive · auto financing and leasinginformational
What are the credit score impacts of shopping around for multiple auto loans within a fourteen-day rate shopping window?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the credit score impacts of shopping around for multiple auto loans within a fourteen-day rate shopping window?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
FICO auto loan rate shopping 14 day window hard inquiries 45 days newer scoring models official Google ↗
CFPB auto loan multiple credit inquiries rate shopping 14 days credit score Google ↗
- How to Rate Shop and Minimize the Impact to Your FICO® Scores · myfico.com
- Multiple Inquiries When Shopping for a Car Loan · experian.com
- The Timing of Hard Credit Inquiries: When and Why They Matter · myfico.com
- Do Credit Inquiries Lower Your FICO Score? · myfico.com
- How Does Rate Shopping Affect Your Credit Scores? · experian.com
- How Rate Shopping Can Impact Your Credit Score · transunion.com
- How will shopping for an auto loan affect my credit? · consumerfinance.gov
- What should I know before I shop for a car or auto loan? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FICO auto loan rate shopping 14 day window hard inquiries 45 days newer scoring models official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
CFPB auto loan multiple credit inquiries rate shopping 14 days credit score OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |