What are the hidden surcharge triggers in a Progressive commercial auto policy when adding drivers with minor moving violations in California?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the hidden surcharge triggers in a Progressive commercial auto policy when adding drivers with minor moving violations in California?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Progressive commercial auto California driver violations surcharge minor moving violation underwriting rating rules adding driver Google ↗
California commercial auto insurance driving record surcharge moving violations insurance regulations rating plan Google ↗
- California Commercial Auto Insurance · progressivecommercial.com
- Insurance Quote Checklist · progressivecommercial.com
- Progressive California Commercial Auto Product Guide September 2024 · myglobalfirst.com
- California Code of Regulations, Article 3, Section 2632.5 - Rating Factors | California Code of Regulations · regulations.justia.com
- California Code, Insurance Code - INS § 1861.02 · codes.findlaw.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Progressive commercial auto California driver violations surcharge minor moving violation underwriting rating rules adding driver OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
California commercial auto insurance driving record surcharge moving violations insurance regulations rating plan OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |