What does a hard inquiry actually do to my credit score and how long does that temporary drop typically affect my ability to get approved
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What does a hard inquiry actually do to my credit score and how long does that temporary drop typically affect my ability to get approved
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FICO hard inquiry how long affects score 12 months stays credit report two years rate shopping 14 45 days OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB hard inquiries credit score impact approval multiple inquiries credit report OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |