How do lenders view freelance or gig economy side hustle income when calculating debt to income ratio for a conventional home loan?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do lenders view freelance or gig economy side hustle income when calculating debt to income ratio for a conventional home loan?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Fannie Mae Selling Guide self-employed income two years tax returns calculation Schedule C secondary employment income history conventional mortgage Google ↗
Freddie Mac Seller Servicer Guide self-employed income 2 years tax returns side business income conventional mortgage Google ↗
- Underwriting Factors and Documentation for a Self-Employed Borrower · selling-guide.fanniemae.com
- General Information on Analyzing Individual Tax Returns · selling-guide.fanniemae.com
- Qualifying for a Mortgage When You’re Self-Employed · myhome.freddiemac.com
- Fannie Mae Selling Guide March 4, 2026 · singlefamily.fanniemae.com
- Freddie Mac Single-Family Seller/Servicer Guide PDF · guide.freddiemac.com
- Standards for Employment-Related Income · selling-guide.fanniemae.com
- Documents you need to apply for a mortgage · yourhome.fanniemae.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae Selling Guide self-employed income two years tax returns calculation Schedule C secondary employment income history conventional mortgage OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Freddie Mac Seller Servicer Guide self-employed income 2 years tax returns side business income conventional mortgage OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |