Real ChatGPT answer · index seedJSPSUUbYZ0AcompleteFinance and banking · checking and savings accountscomparison

Between Bank of America and Wells Fargo, which one has less predatory overdraft protection policies for college students?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Between Bank of America and Wells Fargo, which one has less predatory overdraft protection policies for college students?
2 real searches · 1 real-search pass
Bank of America overdraft fees policy Advantage SafeBalance students 2026 overdraft protection officialGoogle ↗
OBSERVEDComparison
Wells Fargo overdraft fees policy Clear Access Banking college students 2026 officialGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparison50%ConsequenceReason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
Bank of America overdraft fees policy Advantage SafeBalance students 2026 overdraft protection official Google ↗
Wells Fargo overdraft fees policy Clear Access Banking college students 2026 official Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Bank of America overdraft fees policy Advantage SafeBalance students 2026 overdraft protection official
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
Wells Fargo overdraft fees policy Clear Access Banking college students 2026 official
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1