How do state-level down payment assistance programs treat business revenue versus net income for self-employed applicants?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do state-level down payment assistance programs treat business revenue versus net income for self-employed applicants?
2 real searches · 1 real-search pass
state housing finance agency down payment assistance self employed income gross business revenue net income tax returns underwriting guidelines Florida Hometown Heroes income calculationGoogle ↗
OBSERVEDReason
Fannie Mae self-employed income calculation business revenue net profit Schedule C add backs depreciation qualifying income Selling GuideGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
state housing finance agency down payment assistance self employed income gross business revenue net income tax returns underwriting guidelines Florida Hometown Heroes income calculation Google ↗
Fannie Mae self-employed income calculation business revenue net profit Schedule C add backs depreciation qualifying income Selling Guide Google ↗
- Underwriting Factors and Documentation for a Self-Employed Borrower · selling-guide.fanniemae.com
- Underwriting Factors and Documentation for a Self-Employed Borrower · guide-selling.fanniemae.com
- Analyzing Profit and Loss Statements · guide-selling.fanniemae.com
- Florida Housing Finance Corporation Homebuyer Loan Programs INCOME CALCULATION CHEAT SHEET Standard Programs (TBA, BOND, PLUS TBA) vs. Hometown Heroes (HTH) KEY INCOME RULES • TBA —> Based on AUS findings (do not recalculate) • BOND —> Annual income must be calculated • HTH —> Follows TBA or BOND income rules + employment requirements | | | | --- | --- | --- | --- | --- Florida Housing Finance Corporation Homebuyer Loan Programs INCOME CALCULATION CHEAT SHEET Standard Programs (TBA, BOND, PLUS T · ehousingplus.com
- FLORIDA HOUSING FINANCE CORPORATION · kc.fcmpartners.com
- Hometown Heroes Program · floridahousing.org
- Income Calculator Frequently Asked Questions · singlefamily.fanniemae.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
state housing finance agency down payment assistance self employed income gross business revenue net income tax returns underwriting guidelines Florida Hometown Heroes income calculation OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Fannie Mae self-employed income calculation business revenue net profit Schedule C add backs depreciation qualifying income Selling Guide OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |