Can my employer lower my 401k employer matching percentage without notifying me and how do I check my paystubs for compliance?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can my employer lower my 401k employer matching percentage without notifying me and how do I check my paystubs for compliance?
2 real searches · 1 real-search pass
U.S. Department of Labor 401(k) employer matching contribution reduction notice Summary of Material Modifications ERISA 210 days safe harbor notice requirementsGoogle ↗
OBSERVED
IRS 401(k) plan employer matching contributions discretionary matching formula plan document participant noticeGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
U.S. Department of Labor 401(k) employer matching contribution reduction notice Summary of Material Modifications ERISA 210 days safe harbor notice requirements Google ↗
IRS 401(k) plan employer matching contributions discretionary matching formula plan document participant notice Google ↗
- 401(k) plan fix-it guide - Employer matching contributions weren't made to all appropriate employees · irs.gov
- Matching contributions help you save more for retirement · irs.gov
- 29 CFR § 2520.104b-3 - Summary of material modifications to the plan and changes in the information required to be included in the summary plan description. | Electronic Code of Federal Regulations (e-CFR) | US Law · law.cornell.edu
- EBSA assistance and information · dol.gov
- Your retirement-plan rights · dol.gov
- This publication has been developed by the U.S. Department of Labor, · dol.gov
- What We Do · dol.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
U.S. Department of Labor 401(k) employer matching contribution reduction notice Summary of Material Modifications ERISA 210 days safe harbor notice requirements OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
IRS 401(k) plan employer matching contributions discretionary matching formula plan document participant notice OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |