Are preventive medical exams fully covered under my high-deductible health plan before I meet my annual deductible?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Are preventive medical exams fully covered under my high-deductible health plan before I meet my annual deductible?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
HealthCare.gov preventive health services covered without deductible HDHP preventive care annual physical ACA Google ↗
IRS high deductible health plan preventive care benefits deductible HSA 2026 preventive services Google ↗
- Publication 969 (2025), Health Savings Accounts and Other Tax-Favored Health Plans · irs.gov
- Preventive health services · healthcare.gov
- Preventive care benefits for adults · healthcare.gov
- Preventive Care · hhs.gov
- 26 CFR § 54.9815-2713 - Coverage of preventive health services. | Electronic Code of Federal Regulations (e-CFR) | US Law · law.cornell.edu
- I heard that plans have to cover preventive services without cost sharing. Does this include every preventive service and are there any limitations or exceptions? · kff.org
- HealthCare.gov's preventive care coverage guidelines · healthcare.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
HealthCare.gov preventive health services covered without deductible HDHP preventive care annual physical ACA OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
IRS high deductible health plan preventive care benefits deductible HSA 2026 preventive services OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |