What is the best way to handle health insurance premiums for a family of four under COBRA versus the ACA marketplace after getting laid off from a Fortune 500 company?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the best way to handle health insurance premiums for a family of four under COBRA versus the ACA marketplace after getting laid off from a Fortune 500 company?
3 real searches · 1 real-search pass
2026 ACA Marketplace premium tax credits 2026 enhanced subsidies expiration current law household income eligibilityGoogle ↗
OBSERVEDConsequence
Healthcare.gov losing job coverage COBRA Marketplace 60 days special enrollment period COBRA retroactive coverageGoogle ↗
OBSERVEDConsequence
Department of Labor COBRA 102 percent premium 60 days election job loss 18 monthsGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 1 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
2026 ACA Marketplace premium tax credits 2026 enhanced subsidies expiration current law household income eligibility Google ↗
Healthcare.gov losing job coverage COBRA Marketplace 60 days special enrollment period COBRA retroactive coverage Google ↗
Department of Labor COBRA 102 percent premium 60 days election job loss 18 months Google ↗
- Questions and answers on the Premium Tax Credit · irs.gov
- Enhanced Premium Tax Credit and 2026 · congress.gov
- 2025 Program Integrity Rule Overview Part II · cms.gov
- FAQs on COBRA Continuation Health Coverage for Workers · dol.gov
- Retirement and Health Care Coverage...Questions and Answers for Dislocated Workers · dol.gov
- See Your Options If You Lose Job-Based Health Insurance · healthcare.gov
- COBRA coverage when you’re unemployed · healthcare.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 ACA Marketplace premium tax credits 2026 enhanced subsidies expiration current law household income eligibility OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Healthcare.gov losing job coverage COBRA Marketplace 60 days special enrollment period COBRA retroactive coverage OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Department of Labor COBRA 102 percent premium 60 days election job loss 18 months OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |