Real ChatGPT answer · index seedJIAMOFu0gbIcompleteFinance and banking · personal loanscommercial

Can you break down the fee structures for Prosper marketplace lending so I know exactly how much will be deducted before the funds hit my bank account?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Can you break down the fee structures for Prosper marketplace lending so I know exactly how much will be deducted before the funds hit my bank account?
2 real searches · 1 real-search pass
Prosper personal loan fees origination fee APR loan proceeds fee schedule 2026Google ↗
OBSERVEDReason
Prosper personal loan borrower fees origination fee deducted from loan proceeds official 2026Google ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequence50%Reason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
Prosper personal loan fees origination fee APR loan proceeds fee schedule 2026 Google ↗
Prosper personal loan borrower fees origination fee deducted from loan proceeds official 2026 Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Prosper personal loan fees origination fee APR loan proceeds fee schedule 2026
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Prosper personal loan borrower fees origination fee deducted from loan proceeds official 2026
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1