Real ChatGPT answer · index seedJFjMN8iGM18completeCareers and HR · workplace benefitscomparison

What is the difference between Health Equity HSA debit card fees and Optum Bank for my small business health plans?

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What is the difference between Health Equity HSA debit card fees and Optum Bank for my small business health plans?
2 real searches · 1 real-search pass
HealthEquity HSA fee schedule debit card fees employer small business 2026Google ↗
OBSERVEDReason
Optum Bank HSA fee schedule debit card fees employer 2026Google ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequence50%Reason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
HealthEquity HSA fee schedule debit card fees employer small business 2026 Google ↗
Optum Bank HSA fee schedule debit card fees employer 2026 Google ↗
  1. Pricing for employers and brokers · www2.healthequity.com
  2. HealthEquity · assets.ctfassets.net
  3. Health Savings Account(HSA) Enrollment · enrollhsa.optumbank.com
  4. Health Savings Account(HSA) Enrollment · enrollhsa.optumbank.com

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
HealthEquity HSA fee schedule debit card fees employer small business 2026
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Optum Bank HSA fee schedule debit card fees employer 2026
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1