How much will my home insurance rates increase in New York after I file a single water damage claim for my kitchen?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How much will my home insurance rates increase in New York after I file a single water damage claim for my kitchen?
1 real search · 1 real-search pass
New York homeowners insurance water damage claim premium increase surcharge one claim 2026 insurer claims surcharge NY DFSGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model).
Searches and sources
ChatGPT1 real searches · gpt-6
New York homeowners insurance water damage claim premium increase surcharge one claim 2026 insurer claims surcharge NY DFS Google ↗
- Will my homeowners insurance go up if I file a claim? · insure.com
- N.Y. Insurance Law Section 2356 · newyork.public.law