As a bakery owner with three employees, what is the most affordable way to set up key person life insurance without hurting our current profit margins?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
As a bakery owner with three employees, what is the most affordable way to set up key person life insurance without hurting our current profit margins?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
IRS key person life insurance premiums business beneficiary nondeductible employer owned life insurance section 101(j) notice consent small business Google ↗
SBA key person life insurance small business term life insurance cost factors Google ↗
- Small Business Insurance · content.naic.org
- Key Person Insurance: Cost, Definition, Best Companies · nerdwallet.com
- Key Person Insurance: Help Protect Your Business · usaa.com
- Publication 334 (2025), Tax Guide for Small Business · irs.gov
- 26 U.S.C. § 101: Certain death benefits · uscode.house.gov
- Employer-Owned Life Insurance · statefarm.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS key person life insurance premiums business beneficiary nondeductible employer owned life insurance section 101(j) notice consent small business OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
SBA key person life insurance small business term life insurance cost factors OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |