How does a mortgage interest rate lock protect me if Federal Reserve rates change while my refinance application is still being processed?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does a mortgage interest rate lock protect me if Federal Reserve rates change while my refinance application is still being processed?
1 real search · 1 real-search pass
CFPB mortgage rate lock refinance interest rate lock Federal Reserve rate changes lender lock expiration float downGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
CFPB mortgage rate lock refinance interest rate lock Federal Reserve rate changes lender lock expiration float down Google ↗
- What's a lock-in or a rate lock on a mortgage? · consumerfinance.gov
- Your home loan toolkit · consumerfinance.gov