We need to adjust our emergency fund savings goal to account for inflation, so should we move from a traditional savings account to a laddered Treasury bill strategy?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
We need to adjust our emergency fund savings goal to account for inflation, so should we move from a traditional savings account to a laddered Treasury bill strategy?
3 real searches · 1 real-search pass
November 2026 current U.S. Treasury bill rates 4-week 8-week 13-week 26-week Treasury auction rates and high yield savings account rates comparisonGoogle ↗
OBSERVEDComparison
TreasuryDirect Treasury bills auction maturity 4 8 13 17 26 52 weeks selling before maturity emergency fund ladder officialGoogle ↗
OBSERVEDReason
FDIC deposit insurance standard maximum 250000 official savings accountsGoogle ↗
OBSERVEDDefinition
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
November 2026 current U.S. Treasury bill rates 4-week 8-week 13-week 26-week Treasury auction rates and high yield savings account rates comparison Google ↗
TreasuryDirect Treasury bills auction maturity 4 8 13 17 26 52 weeks selling before maturity emergency fund ladder official Google ↗
FDIC deposit insurance standard maximum 250000 official savings accounts Google ↗
- T-Bill Rates: Latest Treasury Bill Auction Results · tftc.io
- Daily Treasury Rates · home.treasury.gov
- Treasury Bills · treasurydirect.gov
- Treasury Bills · treasurydirect.gov
- Deposit Insurance At A Glance · fdic.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
November 2026 current U.S. Treasury bill rates 4-week 8-week 13-week 26-week Treasury auction rates and high yield savings account rates comparison OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
TreasuryDirect Treasury bills auction maturity 4 8 13 17 26 52 weeks selling before maturity emergency fund ladder official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
FDIC deposit insurance standard maximum 250000 official savings accounts OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 |