Real ChatGPT answer · index seedJ7j5FE7Nu50completeFinance and banking · checking and savings accountslocal

Is it worth opening an interest checking versus regular checking account right now with the current rates at local banks around La Jolla?

ChatGPTgpt-61 query10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is it worth opening an interest checking versus regular checking account right now with the current rates at local banks around La Jolla?
1 real search · 1 real-search pass
La Jolla San Diego banks interest checking APY rates October 2026 credit unions checking accounts minimum balanceGoogle ↗
OBSERVEDOther / navigational

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short factOther / navigational100%ComparisonConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT1 real searches · gpt-6
La Jolla San Diego banks interest checking APY rates October 2026 credit unions checking accounts minimum balance Google ↗

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
La Jolla San Diego banks interest checking APY rates October 2026 credit unions checking accounts minimum balance
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1