Real ChatGPT answer · index seedJ51Kktg2mxMcompleteFinance and banking · mortgagescomparison

Is it worth paying points to lower my mortgage interest rate with loanDepot or should I stick with a no point loan from Better.com?

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is it worth paying points to lower my mortgage interest rate with loanDepot or should I stick with a no point loan from Better.com?
2 real searches · 1 real-search pass
CFPB mortgage discount points break even compare loan estimates points lender creditsGoogle ↗
OBSERVED
loanDepot mortgage discount points Better.com no points loan estimate compare APR officialGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
CFPB mortgage discount points break even compare loan estimates points lender credits Google ↗
loanDepot mortgage discount points Better.com no points loan estimate compare APR official Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
CFPB mortgage discount points break even compare loan estimates points lender credits
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
loanDepot mortgage discount points Better.com no points loan estimate compare APR official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1