I have a star-shaped crack in my windshield from a gravel truck this morning, and my USAA app is confusing me about whether glass claims affect my future premium rates, so can you check current rules for my state?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I have a star-shaped crack in my windshield from a gravel truck this morning, and my USAA app is confusing me about whether glass claims affect my future premium rates, so can you check current rules for my state?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
California 2026 auto insurance comprehensive glass claim premium surcharge no fault windshield damage law insurance code Google ↗
USAA windshield glass claim affect premium comprehensive claim surcharge California policy claims history Google ↗
- California Insurance Code § 491 (2025) :: 2025 California Code :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
- California Code, Insurance Code - INS § 491 · codes.findlaw.com
- Automobile Insurance Text Version · insurance.ca.gov
- View Document · govt.westlaw.com
- Windshield and Glass Claims · usaa.com
- Comprehensive Insurance · usaa.com
- FAQs: Understand your Auto Insurance Policy · usaa.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
California 2026 auto insurance comprehensive glass claim premium surcharge no fault windshield damage law insurance code OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
USAA windshield glass claim affect premium comprehensive claim surcharge California policy claims history OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |