Does umbrella insurance cover liability claims arising from hosting teenage graduation parties at our home where guests might consume alcohol?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Does umbrella insurance cover liability claims arising from hosting teenage graduation parties at our home where guests might consume alcohol?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Missouri social host liability underage drinking homeowner party liability law insurance umbrella alcohol exclusion Google ↗
personal umbrella insurance policy alcohol exclusion underage drinking social host liability coverage homeowners insurer Google ↗
- What’s an Umbrella Policy? · content.naic.org
- Social host liability · iii.org
- AAIS This endorsement changes UM 0802 11 00 the po · fmh.com
- Missouri Revisor of Statutes - Revised Statutes of Missouri, RSMo Section 311.310 · revisor.mo.gov
- Ritchie v. Goodman :: 2005 :: Missouri Court of Appeals Decisions :: Missouri Case Law :: Missouri Law :: U.S. Law :: Justia · law.justia.com
- 2025 Liquor Lawbook · atc.dps.mo.gov
- DHB · dhbins.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Missouri social host liability underage drinking homeowner party liability law insurance umbrella alcohol exclusion OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
personal umbrella insurance policy alcohol exclusion underage drinking social host liability coverage homeowners insurer OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |