Can you explain how balance transfer fees are actually calculated on business cards and whether it makes sense for me to move six thousand dollars right now?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you explain how balance transfer fees are actually calculated on business cards and whether it makes sense for me to move six thousand dollars right now?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
business credit card balance transfer fee how calculated promotional APR balance transfer terms issuer Google ↗
CFPB credit card balance transfer fee promotional APR balance transfer Google ↗
- What is a balance transfer fee? Can a balance transfer fee be charged on a zero percent interest rate offer? · consumerfinance.gov
- Credit cards key terms · consumerfinance.gov
- A Guide to Business Credit Card Balance Transfers · chase.com
- Balance Transfer Fees & The Fine Print · chase.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
business credit card balance transfer fee how calculated promotional APR balance transfer terms issuer OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
CFPB credit card balance transfer fee promotional APR balance transfer OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |