Are there any specific online loan marketplaces that are safe for recent graduates to compare unsecured loan offers without hurting their credit scores?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Are there any specific online loan marketplaces that are safe for recent graduates to compare unsecured loan offers without hurting their credit scores?
3 real searches · 1 real-search pass
2026 personal loan marketplaces prequalify soft credit check Credible LendingTree officialGoogle ↗
OBSERVEDYes / no
CFPB soft inquiry hard inquiry loan rate shopping personal loans credit scoreGoogle ↗
OBSERVEDReason
FTC loan scams advance fee personal loan marketplace warningGoogle ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
2026 personal loan marketplaces prequalify soft credit check Credible LendingTree official Google ↗
CFPB soft inquiry hard inquiry loan rate shopping personal loans credit score Google ↗
FTC loan scams advance fee personal loan marketplace warning Google ↗
- Visit Credible · credible.com
- Frequently Asked Questions · credible.com
- How To Get a Personal Loan Using Credible’s Marketplace · credible.com
- Visit NerdWallet · nerdwallet.com
- How NerdWallet's Personal Loan Matching Works · support.nerdwallet.com
- Visit LendingTree · lendingtree.com
- Frequently Asked Questions · lendingtree.com
- How To Compare Online Personal Loans Using LendingTree · lendingtree.com
- What kind of credit inquiry has no effect on my credit score? · consumerfinance.gov
- When will my lender run or obtain a copy of my credit report? · consumerfinance.gov
- What is a credit inquiry? · consumerfinance.gov
- What To Know About Advance-Fee Loans · consumer.ftc.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 personal loan marketplaces prequalify soft credit check Credible LendingTree official OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 | |
CFPB soft inquiry hard inquiry loan rate shopping personal loans credit score OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
FTC loan scams advance fee personal loan marketplace warning OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |