Real ChatGPT answer · index seedIn520mrbuq0completeFinance and banking · retirement accountscommercial
What is the exact process and penalty for filling out an excess contribution removal form because my part time internship earnings pushed me over the Roth IRA limit this year?
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The searches the AI actually ran for this prompt.
SEED QUERY
What is the exact process and penalty for filling out an excess contribution removal form because my part time internship earnings pushed me over the Roth IRA limit this year?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
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Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
IRS 2026 Roth IRA contribution limits MAGI phase out 2026 excess contributions corrective distribution deadline 6% tax Form 5329 Google ↗
IRS Publication 590-A 2025 excess contributions Roth IRA return of contributions earnings deadline tax treatment Google ↗
- Publication 590-A (2025), Contributions to Individual Retirement Arrangements (IRAs) · irs.gov
- Instructions for Form 8606 (2025) · irs.gov
- 2026 Instructions for Form 5329 · irs.gov
- Instructions for Form 5329 (2025) · irs.gov
- Publication 590-A (2025), Contributions to Individual Retirement Arrangements (IRAs) · irs.gov
- Publication 590-B (2025), Distributions from Individual Retirement Arrangements (IRAs) · irs.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS 2026 Roth IRA contribution limits MAGI phase out 2026 excess contributions corrective distribution deadline 6% tax Form 5329 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
IRS Publication 590-A 2025 excess contributions Roth IRA return of contributions earnings deadline tax treatment OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |