Real ChatGPT answer · index seedIlydhvLNdBocompleteFinance and banking · checking and savings accountscommercial
What are the best high yield savings accounts that make it easy to manage balances under the FDIC insurance limit while still earning competitive interest?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the best high yield savings accounts that make it easy to manage balances under the FDIC insurance limit while still earning competitive interest?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
FDIC deposit insurance limit $250,000 per depositor per insured bank ownership category official FDIC 2026 Google ↗
best high yield savings accounts 2026 competitive APY multiple bank FDIC sweep deposit network account limits Google ↗
- Deposit Insurance At A Glance · fdic.gov
- Deposit Insurance FAQs · fdic.gov
- Earn 3.55% APY with Free 24/7 Instant Withdrawals · wealthfront.com
- Program Banks · wealthfront.com
- Empower Personal Cash · empower.com
- Products & Solutions · empower.com
- Insured Bank Deposit Sweep Program · ibkrguides.com
- Interest Rates · interactivebrokers.com
- Best High-Yield Savings Accounts of October 2026: Up to 5% · nerdwallet.com
- Best High-Yield Savings Accounts – Compare Top Rates · depositaccounts.com
- CDARS: A Tool for Diversifying Your Savings · kiplinger.com
- IntraFi · intrafi.com
- FDIC Electronic Deposit Insurance Estimator · edie.fdic.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FDIC deposit insurance limit $250,000 per depositor per insured bank ownership category official FDIC 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
best high yield savings accounts 2026 competitive APY multiple bank FDIC sweep deposit network account limits OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |