Real ChatGPT answer · index seedIjppnLMtZYwcompleteInsurance · life insuranceinformational

My New York Life agent is pushing a cash value plan today, but I only want term insurance to cover my mortgage closing.

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
My New York Life agent is pushing a cash value plan today, but I only want term insurance to cover my mortgage closing.
2 real searches · 1 real-search pass
CFPB mortgage closing life insurance required mortgage lender life insurance requirementGoogle ↗
OBSERVEDReason
NAIC consumer guide term life whole life cash value insurance comparisonGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparison50%ConsequenceReason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
CFPB mortgage closing life insurance required mortgage lender life insurance requirement Google ↗
NAIC consumer guide term life whole life cash value insurance comparison Google ↗
  1. Life Insurance Consumer Guide · content.naic.org
  2. NAIC LIFE INSURANCE Buyer’s Guide · content.naic.org

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
CFPB mortgage closing life insurance required mortgage lender life insurance requirement
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
NAIC consumer guide term life whole life cash value insurance comparison
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1