Real ChatGPT answer · index seedIg71oPDNBYYcompleteFinance and banking · credit scores and repaircomparison
Why did my credit score drop after paying off a personal loan used for startup capital and how can I leverage a credit repair service to fix it?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Why did my credit score drop after paying off a personal loan used for startup capital and how can I leverage a credit repair service to fix it?
3 real searches · 1 real-search pass
FICO paying off installment loan credit score drop closed account utilization official guidanceGoogle ↗
OBSERVEDConsequence
CFPB credit repair companies dispute inaccurate credit report information official guidanceGoogle ↗
OBSERVEDReason
AnnualCreditReport.com free credit reports officialGoogle ↗
OBSERVEDDefinition
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
FICO paying off installment loan credit score drop closed account utilization official guidance Google ↗
CFPB credit repair companies dispute inaccurate credit report information official guidance Google ↗
AnnualCreditReport.com free credit reports official Google ↗
- AnnualCreditReport.com · annualcreditreport.com
- How do I get a free copy of my credit reports? · consumerfinance.gov
- Dispute errors on your credit report · usa.gov
- How do I dispute an error on my credit report? · consumerfinance.gov
- Is it possible to remove accurate but negative information from my credit report? · consumerfinance.gov
- How To Get Out of Debt · consumer.ftc.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FICO paying off installment loan credit score drop closed account utilization official guidance OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
CFPB credit repair companies dispute inaccurate credit report information official guidance OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
AnnualCreditReport.com free credit reports official OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 |