Can you break down the mortgage insurance differences between an FHA loan and a conventional loan over a fifteen versus thirty year period?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you break down the mortgage insurance differences between an FHA loan and a conventional loan over a fifteen versus thirty year period?
3 real searches · 1 real-search pass
FHA annual mortgage insurance premium rates 2026 1.75 upfront 11 years life of loan official HUDGoogle ↗
OBSERVEDReason
CFPB cancel private mortgage insurance 80 percent 78 percent Homeowners Protection ActGoogle ↗
OBSERVEDConsequence
Fannie Mae PMI cancellation 20 percent original value 75 percent current value seasoningGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
FHA annual mortgage insurance premium rates 2026 1.75 upfront 11 years life of loan official HUD Google ↗
CFPB cancel private mortgage insurance 80 percent 78 percent Homeowners Protection Act Google ↗
Fannie Mae PMI cancellation 20 percent original value 75 percent current value seasoning Google ↗
- What is the FHA Mortgage Insurance Premium structure for forward mortgage loans? · answers.hud.gov
- Appendix 1.0 · hud.gov
- At what point can I remove the Private Mortgage Insurance (PMI) from my loan? · helpwithmybank.gov
- What to Know About PMI · yourhome.fanniemae.com
- What is mortgage insurance and how does it work? · consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FHA annual mortgage insurance premium rates 2026 1.75 upfront 11 years life of loan official HUD OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
CFPB cancel private mortgage insurance 80 percent 78 percent Homeowners Protection Act OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Fannie Mae PMI cancellation 20 percent original value 75 percent current value seasoning OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |