Real ChatGPT answer · index seedIZg4fh3DElwcompleteFinance and banking · credit cardsinformational

How does a chargeback work if a contractor took our deposit for home renovations and never showed up, and what evidence do we need to submit to our bank?

ChatGPTgpt-61 query10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How does a chargeback work if a contractor took our deposit for home renovations and never showed up, and what evidence do we need to submit to our bank?
1 real search · 1 real-search pass
FTC credit card dispute services not delivered 60 days billing error chargeback contractor deposit; CFPB debit card services not received protectionsGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT1 real searches · gpt-6
FTC credit card dispute services not delivered 60 days billing error chargeback contractor deposit; CFPB debit card services not received protections Google ↗

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
FTC credit card dispute services not delivered 60 days billing error chargeback contractor deposit; CFPB debit card services not received protections
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1