Real ChatGPT answer · index seedIXs81mPIe2ccompleteInsurance · disability insurancecommercial

I am planning to have a baby next year and need the cheapest short term disability insurance that actually covers maternity leave in California without a massive waiting period.

ChatGPTgpt-63 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
I am planning to have a baby next year and need the cheapest short term disability insurance that actually covers maternity leave in California without a massive waiting period.
3 real searches · 1 real-search pass
California 2026 State Disability Insurance pregnancy benefits eligibility waiting period 2027 SDI rates EDD officialGoogle ↗
OBSERVEDReason
California short term disability insurance individual maternity pregnancy pre-existing condition waiting period policy official insurerGoogle ↗
OBSERVEDReason
California paid family leave 2026 2027 benefit duration pregnancy disability EDD officialGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparison33%ConsequenceReason67%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
California 2026 State Disability Insurance pregnancy benefits eligibility waiting period 2027 SDI rates EDD official Google ↗
California short term disability insurance individual maternity pregnancy pre-existing condition waiting period policy official insurer Google ↗
California paid family leave 2026 2027 benefit duration pregnancy disability EDD official Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
California 2026 State Disability Insurance pregnancy benefits eligibility waiting period 2027 SDI rates EDD official
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
California short term disability insurance individual maternity pregnancy pre-existing condition waiting period policy official insurer
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
California paid family leave 2026 2027 benefit duration pregnancy disability EDD official
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1