Are there disability insurance policies in two thousand twenty four that do not penalize business owners for past anxiety or depression diagnoses?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Are there disability insurance policies in two thousand twenty four that do not penalize business owners for past anxiety or depression diagnoses?
3 real searches · 1 real-search pass
individual disability insurance business owners anxiety depression pre-existing mental health diagnosis underwriting exclusion rider 2024Google ↗
OBSERVEDOther / navigational
disability insurance mental nervous disorder limitation anxiety depression business owner underwriting carriers policyGoogle ↗
OBSERVEDReason
disability insurance guaranteed issue business owners mental health history anxiety depressionGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
individual disability insurance business owners anxiety depression pre-existing mental health diagnosis underwriting exclusion rider 2024 Google ↗
disability insurance mental nervous disorder limitation anxiety depression business owner underwriting carriers policy Google ↗
disability insurance guaranteed issue business owners mental health history anxiety depression Google ↗
- Underwriting Guidelines (continued) · insuringincome.com
- Underwriting Practices · massmutual.com
- ACLI Issue Brief · dol.gov
- New York Consolidated Laws, Insurance Law - ISC § 2608 · codes.findlaw.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
individual disability insurance business owners anxiety depression pre-existing mental health diagnosis underwriting exclusion rider 2024 OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
disability insurance mental nervous disorder limitation anxiety depression business owner underwriting carriers policy OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
disability insurance guaranteed issue business owners mental health history anxiety depression OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |