Real ChatGPT answer · index seedIWkJPbGTwZwcompleteEducation · financial aid and scholarshipscommercial
Can unused 529 plan funds be rolled over tax-free into a Roth IRA for the beneficiary under the SECURE 2.0 Act if the account has been open for less than fifteen years
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can unused 529 plan funds be rolled over tax-free into a Roth IRA for the beneficiary under the SECURE 2.0 Act if the account has been open for less than fifteen years
1 real search · 1 real-search pass
SECURE 2.0 529 to Roth IRA 15 year account requirement IRS guidance 2026Google ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 1 queries…
Searches and sources
ChatGPT1 real searches · gpt-6
SECURE 2.0 529 to Roth IRA 15 year account requirement IRS guidance 2026 Google ↗
- Publication 590-A (2025), Contributions to Individual Retirement Arrangements (IRAs) · irs.gov
- 21.6.5 Individual Retirement Arrangements (IRA), Coverdell Education Savings Accounts (ESA), Archer Medical Savings Accounts (MSA) and Health Savings Accounts (HSA) · irs.gov
- 529 rollover to Roth IRA: 2026 rules, steps and penalties · investor.vanguard.com
- Roth IRA rollovers · my529.org
- FAQs · texascollegesavings.com