I am currently cross-shopping quotes from State Farm and Chubb for a high-value coastal property, so what are the key differences in their deductible structures for named windstorms?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I am currently cross-shopping quotes from State Farm and Chubb for a high-value coastal property, so what are the key differences in their deductible structures for named windstorms?
3 real searches · 1 real-search pass
State Farm homeowners named storm windstorm hurricane deductible percentage policy coastal states officialGoogle ↗
OBSERVEDConsequence
Chubb high value homeowners named storm windstorm deductible hurricane deductible officialGoogle ↗
OBSERVEDReason
State Farm Chubb coastal high value home insurance windstorm deductible comparisonGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
State Farm homeowners named storm windstorm hurricane deductible percentage policy coastal states official Google ↗
Chubb high value homeowners named storm windstorm deductible hurricane deductible official Google ↗
State Farm Chubb coastal high value home insurance windstorm deductible comparison Google ↗
- State Farm Windstorm Exclusion and Deductible End · b2b.statefarm.com
- State Farm Insurance Windstorm or Hail Coverage Information · b2b.statefarm.com
- Hurricane & Windstorm Common Coverages · chubb.com
- Frequently Asked Questions Following a Hurricane · newsroom.statefarm.com
- Insurance Topics | Hurricane Deductibles · content.naic.org
- What Are Named Storm Deductibles? · content.naic.org
- Background on: Hurricane and windstorm deductibles · iii.org
- NEW YORK STATE HOMEOWNERS COVERAGE · dfs.ny.gov
- Homeowners Insurance: Basic Coverage and Adding Coverage · dfs.ny.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
State Farm homeowners named storm windstorm hurricane deductible percentage policy coastal states official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Chubb high value homeowners named storm windstorm deductible hurricane deductible official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
State Farm Chubb coastal high value home insurance windstorm deductible comparison OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |