Real ChatGPT answer · index seedIU8LECxY6r4completeFinance and banking · credit scores and repairinformational

Does Credit Karma show my actual FICO score or just the VantageScore, and do most major lenders even look at VantageScore?

ChatGPTgpt-61 query10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Does Credit Karma show my actual FICO score or just the VantageScore, and do most major lenders even look at VantageScore?
1 real search · 1 real-search pass
Does Credit Karma provide FICO scores or VantageScore 3.0 official Credit Karma; which credit scores do major lenders use FICO VantageScore mortgage auto credit card lenders 2026Google ↗
OBSERVEDOther / navigational

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short factOther / navigational100%ComparisonConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT1 real searches · gpt-6
Does Credit Karma provide FICO scores or VantageScore 3.0 official Credit Karma; which credit scores do major lenders use FICO VantageScore mortgage auto credit card lenders 2026 Google ↗
  1. Credit Score FAQs: Your Questions Answered · creditkarma.com
  2. Free Credit Scores: Check and Monitor · creditkarma.com
  3. How Accurate Is Credit Karma? · creditkarma.com
  4. Experian.com · experian.com
  5. Discover Credit Scorecard · discover.com
  6. myFICO.com · myfico.com

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Does Credit Karma provide FICO scores or VantageScore 3.0 official Credit Karma; which credit scores do major lenders use FICO VantageScore mortgage auto credit card lenders 2026
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1