Real ChatGPT answer · index seedITarK921kkgcompleteInsurance · umbrella insurancecommercial

I need to match my underlying auto liability limits to my new umbrella policy but my current insurer maxes out at two hundred fifty five hundred. Who offers standalone excess liability?

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
I need to match my underlying auto liability limits to my new umbrella policy but my current insurer maxes out at two hundred fifty five hundred. Who offers standalone excess liability?
2 real searches · 1 real-search pass
New York standalone excess auto liability insurance policy underlying auto limits 250/500 independent carrier personal excess liabilityGoogle ↗
OBSERVEDYes / no
Williamsville Buffalo NY independent insurance agencies excess liability auto umbrella insuranceGoogle ↗
OBSERVEDYes / no

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequenceReasonDefinitionInstructionYes / no100%

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
New York standalone excess auto liability insurance policy underlying auto limits 250/500 independent carrier personal excess liability Google ↗
Williamsville Buffalo NY independent insurance agencies excess liability auto umbrella insurance Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
New York standalone excess auto liability insurance policy underlying auto limits 250/500 independent carrier personal excess liability
OBSERVED
Google ↗
AI Mode ↗
—Yes / no——1x
of 1
Williamsville Buffalo NY independent insurance agencies excess liability auto umbrella insurance
OBSERVED
Google ↗
AI Mode ↗
—Yes / no——1x
of 1