Real ChatGPT answer · index seedISa18ksXEVAcompleteFinance and banking · small business bankinglocal

How does the payroll direct deposit timeline work when switching my startup business banking from Wells Fargo to a local New Orleans credit union?

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How does the payroll direct deposit timeline work when switching my startup business banking from Wells Fargo to a local New Orleans credit union?
2 real searches · 1 real-search pass
payroll provider change employer bank account direct deposit verification processing timeline ACH payroll cutoff officialGoogle ↗
OBSERVED
Nacha ACH payroll direct deposit settlement timing business days officialGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
payroll provider change employer bank account direct deposit verification processing timeline ACH payroll cutoff official Google ↗
Nacha ACH payroll direct deposit settlement timing business days official Google ↗
  1. HOW ACH PAYMENTS WORK · nacha.org
  2. ACH Payments Fact Sheet · nacha.org
  3. Direct deposit overview · static.onlinepayroll.intuit.com

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
payroll provider change employer bank account direct deposit verification processing timeline ACH payroll cutoff official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Nacha ACH payroll direct deposit settlement timing business days official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1