Real ChatGPT answer · index seedIRp2BVaKunEcompleteFinance and banking · retirement accountsinformational

What is the step by step process to execute a backdoor Roth IRA when my entry level salary puts me right over the limit?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What is the step by step process to execute a backdoor Roth IRA when my entry level salary puts me right over the limit?
2 real searches · 1 real-search pass
IRS 2026 IRA contribution limits Roth IRA income phase out 2026 traditional IRA contribution limitGoogle ↗
OBSERVEDComparison
IRS Form 8606 instructions pro rata rule Roth conversion traditional SEP SIMPLE IRAGoogle ↗
OBSERVEDInstruction

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparison50%ConsequenceReasonDefinitionInstruction50%Yes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
IRS 2026 IRA contribution limits Roth IRA income phase out 2026 traditional IRA contribution limit Google ↗
IRS Form 8606 instructions pro rata rule Roth conversion traditional SEP SIMPLE IRA Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS 2026 IRA contribution limits Roth IRA income phase out 2026 traditional IRA contribution limit
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
IRS Form 8606 instructions pro rata rule Roth conversion traditional SEP SIMPLE IRA
OBSERVED
Google ↗
AI Mode ↗
—Instruction——1x
of 1