How restrictive are the twenty four month mental health caps in standard long term disability policies for tech founders with a history of depression?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How restrictive are the twenty four month mental health caps in standard long term disability policies for tech founders with a history of depression?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
long term disability insurance 24 month mental nervous limitation depression policy wording exceptions substance abuse 2025 Google ↗
individual disability insurance mental nervous limitation 24 months depression underwriting tech founder own occupation policy Google ↗
- 21240.pdf · standard.com
- Long-Term Disability Insurance · statefarm.com
- Underwriting Mental Health · limra.com
- State information for group benefits and individual disability insurance · principal.com
- LIMITATIONS · whitman.edu
- The Protector SM · standard.com
- Annette McEachin v. Reliance Standard Life Ins. Co., No. 24-1100 (6th Cir. 2024) :: Justia · law.justia.com
- McEachin v. Reliance Standard Life Ins. Co., No. 24-1071 (6th Cir. 2024) :: Justia · law.justia.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
long term disability insurance 24 month mental nervous limitation depression policy wording exceptions substance abuse 2025 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
individual disability insurance mental nervous limitation 24 months depression underwriting tech founder own occupation policy OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |