What are the current interest rate differences between an FHA loan and a conventional loan for a buyer with fair credit?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the current interest rate differences between an FHA loan and a conventional loan for a buyer with fair credit?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
October 31 2026 current average FHA mortgage interest rate conventional mortgage rate fair credit 620 660 Google ↗
2026 mortgage rates by credit score FHA vs conventional loan 620 640 660 Google ↗
- MBA Mortgage Rates · mortgagenewsdaily.com
- Mortgage Applications Increase in Latest MBA Weekly Survey · mba.org
- Average Mortgage Rates by Credit Score · experian.com
- FHA loan rates | Bankrate · bankrate.com
- FHA Vs. Conventional Loans: What's The Difference? · bankrate.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
October 31 2026 current average FHA mortgage interest rate conventional mortgage rate fair credit 620 660 OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
2026 mortgage rates by credit score FHA vs conventional loan 620 640 660 OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |