What should a complete beginner know about getting a mortgage pre approval letter from a local credit union versus an online lender
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What should a complete beginner know about getting a mortgage pre approval letter from a local credit union versus an online lender
3 real searches · 1 real-search pass
CFPB mortgage preapproval shop lenders loan estimate credit inquiries mortgage shopping 45 daysGoogle ↗
OBSERVEDConsequence
NCUA credit union mortgage loans member benefits mortgage lending consumer guidanceGoogle ↗
OBSERVEDReason
Freddie Mac mortgage preapproval documents needed preapproval letterGoogle ↗
OBSERVEDShort fact
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
CFPB mortgage preapproval shop lenders loan estimate credit inquiries mortgage shopping 45 days Google ↗
NCUA credit union mortgage loans member benefits mortgage lending consumer guidance Google ↗
Freddie Mac mortgage preapproval documents needed preapproval letter Google ↗
- Documents you need to apply for a mortgage · yourhome.fanniemae.com
- Completing your loan application · myhome.freddiemac.com
- Louisiana Housing Corporation · lhc.la.gov
- What information do I have to provide a lender in order to receive a Loan Estimate? · consumerfinance.gov
- Request and review multiple Loan Estimates · consumerfinance.gov
- What happens when a mortgage lender checks my credit? · consumerfinance.gov
- What kind of credit inquiry has no effect on my credit score? · consumerfinance.gov
- Consumer Financial Protection Bureau – Mortgage Guide · consumerfinance.gov
- Freddie Mac – My Home · myhome.freddiemac.com
- AnnualCreditReport.com · annualcreditreport.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB mortgage preapproval shop lenders loan estimate credit inquiries mortgage shopping 45 days OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
NCUA credit union mortgage loans member benefits mortgage lending consumer guidance OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Freddie Mac mortgage preapproval documents needed preapproval letter OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 |