Real ChatGPT answer · index seedIF8ZDBcLfwscompleteInsurance · home insurancebrand

Farmers insurance wants to hike my yearly premium after a minor hail damage claim, are there cheaper alternatives?

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Farmers insurance wants to hike my yearly premium after a minor hail damage claim, are there cheaper alternatives?
2 real searches · 1 real-search pass
New York homeowners insurance premium increase after hail claim claim surcharge shopping alternatives 2026Google ↗
OBSERVEDComparison
New York Department of Financial Services homeowners insurance claims premium increase claim history consumer guideGoogle ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparison50%Consequence50%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
New York homeowners insurance premium increase after hail claim claim surcharge shopping alternatives 2026 Google ↗
New York Department of Financial Services homeowners insurance claims premium increase claim history consumer guide Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
New York homeowners insurance premium increase after hail claim claim surcharge shopping alternatives 2026
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
New York Department of Financial Services homeowners insurance claims premium increase claim history consumer guide
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1