What are the actual short term health insurance limits for families in most states and is it enough protection if my child breaks a bone?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the actual short term health insurance limits for families in most states and is it enough protection if my child breaks a bone?
3 real searches · 1 real-search pass
2026 short-term limited-duration health insurance federal duration limit current rule 2025 2026 HHS proposed ruleGoogle ↗
OBSERVEDDefinition
short-term health insurance state duration limits 2026 state chart family coverage limitsGoogle ↗
OBSERVEDComparison
short term medical insurance child broken bone accident coverage exclusions benefit maximum deductible ACA comparisonGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
2026 short-term limited-duration health insurance federal duration limit current rule 2025 2026 HHS proposed rule Google ↗
short-term health insurance state duration limits 2026 state chart family coverage limits Google ↗
short term medical insurance child broken bone accident coverage exclusions benefit maximum deductible ACA comparison Google ↗
- Examining Short-Term Limited-Duration Health Plans on the Eve of ACA Marketplace Open Enrollment · kff.org
- Understanding Short-Term Limited Duration Health Insurance · kff.org
- Cox Health Plans · coxhealthplans.com
- Short-Term, Limited-Duration Insurance and Independent, Noncoordinated Excepted Benefits Coverage (CMS-9904-F) Fact Sheet · cms.gov
- Insurance Topics | Short-Term Limited-Duration Health Plans · content.naic.org
- Limited Benefit Insurance Plans · michigan.gov
- Short-term Limited Duration Insurance (STLDI) | Consumer Services · myfloridacfo.com
- Short-Term Health Insurance: Best Companies, Costs and Coverage (2026) · valuepenguin.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 short-term limited-duration health insurance federal duration limit current rule 2025 2026 HHS proposed rule OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 | |
short-term health insurance state duration limits 2026 state chart family coverage limits OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
short term medical insurance child broken bone accident coverage exclusions benefit maximum deductible ACA comparison OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |