Real ChatGPT answer · index seedIBS3v445EjYcompleteFinance and banking · checking and savings accountshowto
Could you clarify the precise criteria lenders use to distinguish a hard pull versus a soft pull when prequalifying for a new premium rewards checking product?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Could you clarify the precise criteria lenders use to distinguish a hard pull versus a soft pull when prequalifying for a new premium rewards checking product?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
CFPB hard inquiry soft inquiry credit report permissible purpose prequalification checking account ChexSystems bank account screening Google ↗
FCRA inquiry hard soft pull bank account opening deposit account screening ChexSystems Early Warning Services official Google ↗
- Why was I denied a checking account? · consumerfinance.gov
- How do I get a copy of my checking account consumer report? · consumerfinance.gov
- Who can request to see my credit report? · consumerfinance.gov
- When can a bank pull or review a credit report? · helpwithmybank.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB hard inquiry soft inquiry credit report permissible purpose prequalification checking account ChexSystems bank account screening OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
FCRA inquiry hard soft pull bank account opening deposit account screening ChexSystems Early Warning Services official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |