Real ChatGPT answer · index seedIAow01xc5FwcompleteFinance and banking · student loansbrand

What are Credible and LendKey currently quoting for fixed versus variable refinancing rates for someone with an eight hundred credit score and a debt-to-income ratio under thirty percent?

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What are Credible and LendKey currently quoting for fixed versus variable refinancing rates for someone with an eight hundred credit score and a debt-to-income ratio under thirty percent?
2 real searches · 1 real-search pass
Credible student loan refinancing rates fixed variable APR current October 2026Google ↗
OBSERVED
LendKey student loan refinance rates fixed variable APR current October 2026Google ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
Credible student loan refinancing rates fixed variable APR current October 2026 Google ↗
LendKey student loan refinance rates fixed variable APR current October 2026 Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Credible student loan refinancing rates fixed variable APR current October 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
LendKey student loan refinance rates fixed variable APR current October 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1