Real ChatGPT answer · index seedI59koyXMIN8completeInsurance · life insurancebrand

My stay-at-home spouse has no formal income, but if something happened to her, childcare would bankrupt us, so what is the most affordable policy we can get?

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
My stay-at-home spouse has no formal income, but if something happened to her, childcare would bankrupt us, so what is the most affordable policy we can get?
2 real searches · 1 real-search pass
life insurance stay at home parent no income term life insurance coverage underwriting NAIC consumer guidanceGoogle ↗
OBSERVEDReason
California life insurance stay at home spouse term life insurance nonworking spouse coverage amountGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparison50%ConsequenceReason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
life insurance stay at home parent no income term life insurance coverage underwriting NAIC consumer guidance Google ↗
California life insurance stay at home spouse term life insurance nonworking spouse coverage amount Google ↗
  1. Insurance Topics | Life Insurance · content.naic.org
  2. Life Insurance · content.naic.org

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
life insurance stay at home parent no income term life insurance coverage underwriting NAIC consumer guidance
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
California life insurance stay at home spouse term life insurance nonworking spouse coverage amount
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1