I need to figure out if a mortgage recast with Wells Fargo is cheaper than refinancing given today interest rates because my payment jumps next month
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I need to figure out if a mortgage recast with Wells Fargo is cheaper than refinancing given today interest rates because my payment jumps next month
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Wells Fargo mortgage recast principal curtailment fee requirements official Google ↗
United States current 30 year fixed mortgage refinance rates October 31 2026 Google ↗
- Mortgage and refinance interest rates today, Saturday, October 31, 2026: Fixed purchase rates keep falling ahead of midterms · finance.yahoo.com
- Today’s Refinance Mortgage Rates · nerdwallet.com
- Maximizing cash flow while buying a home · wellsfargo.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Wells Fargo mortgage recast principal curtailment fee requirements official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
United States current 30 year fixed mortgage refinance rates October 31 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |