How does the waiver of premium benefit provision actually work in practice during the first year of a long term disability?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does the waiver of premium benefit provision actually work in practice during the first year of a long term disability?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
long term disability insurance waiver of premium provision when does waiver begin elimination period first year policy example Google ↗
group long term disability certificate waiver of premium disabled 6 months premiums refund effective date provision Google ↗
- Date: 6/4/2024 · insurancecompact.org
- Group Disability Income Insurance Policy and Certificate Uniform Standards · insurancecompact.org
- WAIVER OF PREMIUM WHILE EMPLOYEE IS TOTALLY DISABLED · insurancecompact.org
- 1.10 Certificate 642682_BL_A_CE 6-29-2021.pdf – Life and Disability Insurance for the Public Employees' Benefits… (95PEBP-S1790) · govtribe.com
- Group Life & Disability and Supplemental Health Benefits (RFP-1-26-12): Exhibit B The Standard Life and ADD Cert Active EEs – Brevard County, Florida, due Jul 28, 2026 · govtribe.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
long term disability insurance waiver of premium provision when does waiver begin elimination period first year policy example OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
group long term disability certificate waiver of premium disabled 6 months premiums refund effective date provision OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |