Can someone explain how my high debt-to-income ratio is going to kill my Chase mortgage application and what I can do about it right now?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can someone explain how my high debt-to-income ratio is going to kill my Chase mortgage application and what I can do about it right now?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Chase mortgage debt to income ratio requirements DTI mortgage application 2026 Google ↗
CFPB debt to income ratio mortgage what counts monthly debt Fannie Mae maximum DTI 50 percent selling guide Google ↗
- Debt-to-Income Ratio (DTI): What is it & How to Calculate it · chase.com
- How to Qualify for a Mortgage · chase.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Chase mortgage debt to income ratio requirements DTI mortgage application 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
CFPB debt to income ratio mortgage what counts monthly debt Fannie Mae maximum DTI 50 percent selling guide OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |