Real ChatGPT answer · index seedHtlKQEyz8qQcompleteFinance and banking · credit scores and repaircommercial
What are my actual chances of getting approved for a mortgage with a 580 credit score if my spouse is a co-signer?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are my actual chances of getting approved for a mortgage with a 580 credit score if my spouse is a co-signer?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
2026 FHA mortgage minimum credit score 580 3.5 percent down HUD official lender requirements co-borrower lowest credit score Google ↗
Fannie Mae multiple borrowers representative credit score lowest score mortgage eligibility 2026 Google ↗
- FHA Single Family Housing Policy Handbook · hud.gov
- Office of Single Family Housing · hud.gov
- FHA Single Family Housing Policy Handbook · hud.gov
- What is the minimum down payment requirement for FHA? · answers.hud.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 FHA mortgage minimum credit score 580 3.5 percent down HUD official lender requirements co-borrower lowest credit score OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Fannie Mae multiple borrowers representative credit score lowest score mortgage eligibility 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |