Can you explain how Chime handles overdraft protection for debit card purchases and whether it triggers any fees for my family account
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you explain how Chime handles overdraft protection for debit card purchases and whether it triggers any fees for my family account
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Chime official SpotMe terms family account overdraft fees debit card purchases 2026 Google ↗
Chime SpotMe debit card purchases fees eligibility family account 2026 official Google ↗
- What does SpotMe® cover? · help.chime.com
- Chime Membership Tiers Terms and Conditions · chime.com
- SpotMe — Fee-Free Overdraft Coverage Up to $200 with Chime · chime.com
- How to Use SpotMe® · chime.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Chime official SpotMe terms family account overdraft fees debit card purchases 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
Chime SpotMe debit card purchases fees eligibility family account 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |