We live in an older property so how does State Farm compare to Allstate when handling historic home damage claim valuations after a kitchen fire?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
We live in an older property so how does State Farm compare to Allstate when handling historic home damage claim valuations after a kitchen fire?
3 real searches · 1 real-search pass
State Farm homeowners insurance historic home replacement cost ordinance law coverage fire claims valuation older homesGoogle ↗
OBSERVEDComparison
Allstate homeowners insurance historic home replacement cost ordinance law coverage fire claims valuation older homesGoogle ↗
OBSERVEDComparison
Virginia homeowners insurance claim fire actual cash value replacement cost matching materials appraisal statute insurer claimsGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
State Farm homeowners insurance historic home replacement cost ordinance law coverage fire claims valuation older homes Google ↗
Allstate homeowners insurance historic home replacement cost ordinance law coverage fire claims valuation older homes Google ↗
Virginia homeowners insurance claim fire actual cash value replacement cost matching materials appraisal statute insurer claims Google ↗
- State Farm® Home Insurance Coverage Options · statefarm.com
- Understanding Replacement Cost vs Market Value · statefarm.com
- 14VAC5-342-70. Loss settlement condition. · law.lis.virginia.gov
- Virginia SCC · scc.virginia.gov
- Homeowners Disaster Recovery · scc.virginia.gov
- § 38.2-2119. Approval of forms or provisions for certain risks · law.lis.virginia.gov
- P&C Common Problems 2025 · scc.virginia.gov
- Home Insurance for Older Homes · allstate.com
- Home Insurance Building Code Coverage · allstate.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
State Farm homeowners insurance historic home replacement cost ordinance law coverage fire claims valuation older homes OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
Allstate homeowners insurance historic home replacement cost ordinance law coverage fire claims valuation older homes OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
Virginia homeowners insurance claim fire actual cash value replacement cost matching materials appraisal statute insurer claims OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |