Should I surrender my whole life policy with New York Life and buy a cheaper term policy since my kids are finally grown and out of the house?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Should I surrender my whole life policy with New York Life and buy a cheaper term policy since my kids are finally grown and out of the house?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
New York Life whole life insurance surrender cash value reduced paid up options policy official Google ↗
IRS life insurance surrender proceeds taxable amount cash surrender value cost basis publication Google ↗
- Publication 525 (2025), Taxable and Nontaxable Income · irs.gov
- Surrendering Cash Value Life Insurance · newyorklife.com
- Paid Up Life Insurance · newyorklife.com
- Consumer Life Insurance FAQ · dfs.ny.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
New York Life whole life insurance surrender cash value reduced paid up options policy official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
IRS life insurance surrender proceeds taxable amount cash surrender value cost basis publication OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |